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BBVA Open Platform

Build the future of banking.

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Overview

BBVA Open Platform is the BaaS initiative of the global financial group BBVA. It provides a suite of APIs that enable third-party companies to integrate BBVA's banking services into their own applications. The platform offers services such as identity verification, account origination, money movement, and card issuing, allowing businesses to create new financial experiences for their customers.

✨ Key Features

  • Identity Verification (KYC)
  • Bank Account Origination
  • Money Movement (ACH, Wires)
  • Card Issuing
  • Real-Time Payments
  • Developer Sandbox and APIs

🎯 Key Differentiators

  • Backed by a large, global financial institution
  • Direct access to a wide range of banking services
  • Strong focus on compliance and security

Unique Value: BBVA Open Platform allows companies to leverage the power and trust of a global bank to build and scale their own innovative financial products.

🎯 Use Cases (4)

Embedded banking for businesses and consumers Digital account opening and onboarding Payment facilitation for marketplaces and platforms White-label financial products

✅ Best For

  • Google Pay uses BBVA's platform for some of its banking features.
  • Uber has partnered with BBVA in certain regions for driver financial services.
  • Various fintechs have used BBVA Open Platform to launch their products in the US.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Companies that are direct competitors to BBVA's core businesses
  • Businesses looking for a highly customized, non-standard banking solution

🏆 Alternatives

Other bank-led BaaS platforms (e.g., Goldman Sachs TxB) BaaS middleware providers (e.g., Treasury Prime, Unit)

Working directly with a bank like BBVA can offer advantages in terms of the depth of services and regulatory certainty compared to working with a non-bank BaaS provider.

💻 Platforms

Web API

🔌 Integrations

Various fintech and enterprise applications via API

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support
  • ✓ Dedicated Support (Varies by plan tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ ISO 27001 ✓ SSO ✓ FDIC Insured ✓ SOC 2 Type 2 ✓ ISO 27001

💰 Pricing

Contact for pricing

✓ 14-day free trial

Free tier: NA

Visit BBVA Open Platform Website →