Engine by Starling
The SaaS core banking platform from Starling Bank.
Overview
Engine by Starling is the technology division of Starling Bank, a leading UK digital bank. It offers Starling's own proprietary, cloud-native core banking platform as a SaaS solution to other financial institutions globally. This allows other banks and businesses to launch their own digital banking services, leveraging the same modern, scalable, and proven technology that powers Starling Bank.
✨ Key Features
- Cloud-Native Core Banking
- Current and Savings Accounts
- Payments (UK and International)
- Card Issuing and Processing
- Lending and Overdrafts
- Mobile Banking App Framework
- Compliance and Regulatory Reporting
🎯 Key Differentiators
- Proven, in-house technology that powers a successful digital bank
- Comprehensive, end-to-end platform including a mobile app framework
- Deep operational experience from running a bank
Unique Value: Engine by Starling offers the opportunity to launch a world-class digital bank using the same proven, end-to-end technology platform as Starling Bank itself.
🎯 Use Cases (4)
✅ Best For
- Starling Bank itself is the primary and most successful use case, having been built and scaled on the Engine platform.
- Engine is now being offered to other banks and financial institutions, with several partnerships in development.
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Small fintech startups that need a lightweight, pay-as-you-go BaaS solution
- Companies that are direct competitors to Starling Bank in the UK retail market
🏆 Alternatives
Unlike many other core banking platforms, Engine has been battle-tested and refined in a live, high-growth retail banking environment, which provides a high degree of confidence in its capabilities.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Phone Support
- ✓ Dedicated Support (Enterprise tier)
🔒 Compliance & Security
💰 Pricing
Free tier: NA
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