Mettle
The free business account by NatWest
Overview
Mettle is a digital business account from NatWest designed to help small businesses and sole traders manage their finances. It offers features like invoicing, expense management, and integration with accounting software, all with no monthly fees or transaction charges.
✨ Key Features
- Free business account
- No monthly fees or UK transaction charges
- Invoicing and payment tracking
- Expense management with receipt capture
- Integration with FreeAgent
- FSCS protection up to £85,000
🎯 Key Differentiators
- Backed by a major high-street bank (NatWest)
- Completely free with no transaction charges
- Strong integration with FreeAgent
Unique Value: Mettle provides the agility and modern features of a fintech, combined with the security and trust of being part of NatWest, all in a completely free business account.
🎯 Use Cases (4)
✅ Best For
- A completely free and easy-to-use business account for UK small businesses
- Seamless integration with FreeAgent for accounting
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Businesses with more than two owners
- Companies that need to make or receive international payments
- Businesses that need to deposit cash or cheques
🏆 Alternatives
Mettle's key advantage is its backing by NatWest, which provides a level of trust that some newer fintechs may lack. Its completely free model, with no transaction charges, also makes it a very attractive option for cost-conscious small businesses.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Live Chat
- ✓ Phone Support
- ✓ Dedicated Support (NA tier)
🔒 Compliance & Security
💰 Pricing
Free tier: The account is completely free with no monthly fees or UK transaction charges.
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