Moody's Analytics RiskCalc
Award-winning credit scoring solutions for private firm default risk analysis.
Overview
RiskCalc is a suite of credit risk models that calculates the probability of default for private firms. It combines a robust financial model with a country-specific credit cycle overlay, providing a forward-looking view of default risk. It is widely used by banks, insurance companies, and asset managers for underwriting and portfolio management.
✨ Key Features
- Probability of Default (PD) calculation
- Loss Given Default (LGD) modeling
- Exposure at Default (EAD) modeling
- Stress testing scenarios
- Industry and country-specific models
- Financial statement analysis integration
🎯 Key Differentiators
- Proprietary global database of private company financials (Credit Research Database)
- Highly validated and back-tested models
- Strong brand reputation in credit risk
Unique Value: Provides reliable, forward-looking probability of default scores for private entities, enabling more informed underwriting decisions.
🎯 Use Cases (4)
✅ Best For
- Assessing creditworthiness of private companies for commercial lending.
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Consumer credit scoring
- Publicly traded company analysis (better served by other Moody's tools)
🏆 Alternatives
Offers more sophisticated and validated models compared to simpler, internally developed scorecards.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Phone Support
- ✓ Dedicated Support (Enterprise tier)
🔒 Compliance & Security
💰 Pricing
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